Just a brief Introductory of myself - My name is Larry and I am in the Credit and Debit Card Industry. My back ground is Accounting, and previously was with Scotiabank until two years ago. Since then, I have been enjoying the role as a Merchant Service Advisor helping small and mid size businesses set up Visa, MasterCard, American Express and Interac accounts. I also specialize in analyzing monthly statement for those who currently are accepting credit cards and help explain all the charges on their statement and then advise them on how to reduce their monthly processing fees. I literally shave of a minimum of 20% that equates to hundreds if not thousands of dollars back into the owner hand.

Boring.....Enough about me, if you want to know more, please take a look at my profile on OSBN or on my website at www.merchantadvisors.ca . Now lets begin!

Why Should I Accept Credit and Debit Cards? Now more than ever, the need to accept credit card is more than ever. More and more merchants are finding out the hard way that the ability to accept Credit and Debit cards is an vital component of business. With a large majority of consumers using their credit cards on a daily basis, no business can afford not to accept them.

1. Accepting credit cards will often increase sales. Virtually all business will benefit from Credit and Debit Card sales.

2. Grabs Impulse buyers. Credit card holders buy more on impulse, and spend more than cash only users.

3. Convenience. Don't send your customers out to the bank, they just may not come back because your competitor across for their Bank accepts Credit Cards. Drive that sale in while they are still in your store.

4. It will legitimize your business. Credit and Debit Card logos display on your doors and counters creates a peace of mind and establishes trust in the minds of your customers.

5. Larger orders. Credit Card users often buy bulk - more sales leads to more profits.

9. A merchant account is inexpensive. With Merchant Advisors Canada, Start up is free with no Application Fees, no Set-up Fees and no Annual Fees. No money out of your pocket.

Please give me your comments or if you should have any questions in regards to Credit and Debit Card Payment Processing, please let me know and I will answer it truthfully.....straight up.

Merchant Advisor